Personal credit

How can you improve your Credit Score?

Here are six basic things that an individal can do to help improve their credit.

Make Sure Your Credit Report Is 100% Accurate
Credit Report Current statistics tell us that 7 out of 10 credit reports contain errors, so this step is critical. You can either dispute the questionable items on your credit reports yourself, or you can have a reputable credit restoration company–Trinity Credit Services–do it for you. Do not expect credit bureaus to help you voluntarily. Credit bureaus are for-profit companies, and it costs money to update records. You must be proactive.
Regulate Your Open Accounts
Consider closing unused accounts, high interest accounts, annual fee accounts, etc. Try to have about 6 credit accounts open, all in healthy standing, with a lengthy history if possible.
Don’t Recklessly Apply For New Credit
Multiple inquiries over a short period of time may make it seem like you’re opening numerous credit accounts because something is going wrong financially, or that you have more debt than you can realistically overcome.
Pay On Time
Pay all your bills on time each month. Negative items, such as late payments, collections, and bankruptcies have the greatest negative effect on your credit score. Lenders need to know that they can count on receiving timely payments from you.
Don’t Overextend Your Credit Limits
If your credit cards are pushing their limits, then this can be a red flag for lenders. Try to keep your credit card account balances below 35% of your available credit limit. This may keep you from looking overextended.
Time Fixes Everything
This may not always be true with credit, but it does apply. When you establish a long history of using credit responsibly you demonstrate a certain quality of character. You might want to keep the oldest account on your credit report open in order to show an extended period of credit use.

First Financial Consulting Corp. has:

Guaranteed Permanent Results
Once an inaccurate item is removed, it is removed permanently.
Super Fast Results
Our process was designed to achieve the quickest results possible.
Customized Credit Repair And Restoration
Our expert Credit Consultants work with you to fix your credit and improve your credit score. Our custom-tailored approach gives you the best possible results in the shortest amount of time.
Constant Support
Our Client Services Team will assist you each step of the way. You will have 24/7 online access to your account.
Credit Education
Learn how to maintain and increase your credit score. Our credit experts have put together credit tips, tools, eBooks and more so you can empower yourself with excellent credit!
Referral Program
Earn extra cash when your family member or friend signs up for our services. Call us to get started today! (800) 557-4909